Cheap Whole Of Life Assurance


Rates last updated: 26 October 2021

Cheap whole of life assurance provides many people with the peace of mind that their loved ones will not be burdened with financial worries just at the time of bereavement. For most customers setting up a whole of life assurance is not expensive provided you are not seriously ill (having had a recent heart attack, stroke or cancer).

Here is a table of the most competitive rates for a range of cover levels for whole of life assurance. This will provide some ideas of how much the cover could cost and what might be within your budget. It’s always best to compare life assurance quotes before buying to check you are getting the best deal.

Cheap Whole Of Life Assurance Quotes
Whole Life AssuranceAge 30 NonSmokerAge 30 SmokerAge 35 NonSmokerAge 35 SmokerAge 40 NonSmokerAge 40 SmokerAge 45 NonSmokerAge 45 SmokerAge 50 NonSmokerAge 50 Smoker
Last Updated: 26 October 2021 (Source:

Whole Life AssuranceAge 55 NonSmokerAge 55 SmokerAge 60 NonSmokerAge 60 SmokerAge 65 NonSmokerAge 65 SmokerAge 70 NonSmokerAge 70 SmokerAge 75 NonSmokerAge 75 Smoker
Last Updated: 26 October 2021 (Source:

Whole of life assurance is used where the primary motive is to protect a partner for life which includes your wife or husband. Alternative uses of whole of life assurance are for estate protection where there is a possibility of inheritance tax becoming due which might mean a valuable property needs to be sold which can delay probate and may not be what the family wish to happen.

In summary there is no substitute for obtaining a personal assurance quote which will be based on your own date of birth and using today’s most up to date rates from a wide panel of the UK’s top insurers.